Rizqy Business: 12 Ways To Increase Rizq

I’ve worked in and around the City for around 15 years now and one of the aspects of working in one of the financial capitals of the world I’ve really noticed is, the impact that the fiercely competitive environment has on an individual, and how they measure their own success by position and salary. Achieving more money (or even maintaining what you have) becomes the greatest aim we have, and this aim is reflected in how we behave, and what we are willing to sacrifice for it.

Pursuits in life can sometimes dominate the entire discourse of our existence, fooling us to reach fulfilment and satisfaction, only through attaining a status in this world attached to wealth.

“ Who collects wealth and continuously counts it.” [Al-Qur’ān, 104:2]

The expression “money talks” personifies this rise and drives a person to amass as much capital as possible, even if this pursuit spanning an entire life-span causes one to live a miserable life. Humans have a natural affinity to run with an idea they believe in, often disregarding its legitimacy in the process, so long they can justify it to themselves. For that reason, those who risk it all to earn money by exhausting their energy, and spending their free and pre-occupied time, in addition to abandoning their family and neglecting their worship, are only heading towards an inconceivable loss.

The provisions we earn in this world are not controlled by us, even if we decide to work extra shifts or more jobs, it was determined much earlier when we were in our mother’s wombs.

The Messenger of Allah (sall Allāhu ‘alayhi wa sallam) said, “ Verily the creation of each one of you is bought together in his mother’s womb for forty days in the form of a nutfah (a drop), then he becomes an alaqah (clot) for a like period, then a mudghah (morsel of flesh) for a like period, then there is sent to him the angel who blows his spirit into him and who is commanded with four matters, to write down his rizq (sustenance), his life span, his actions, and whether he will be happy or unhappy (i.e. whether or not he will enter Paradise). ” [Bukhari & Muslim]

We have complete reliance upon our mothers in the womb because their behaviour and decisions determine our condition. The same way we are provided for here, Allāh Ta’ala continues to provide for us when we are out.

Because when Allāh Ta’ala commanded the pen to write, it was not to fill the pages of a book to be sold on shelves, but it was to document the story of creation in its entirety, and your life was part of that. Even the most intellectual mind and audacious imagination would struggle to accept that you, the reader, viewing these words at the current time and location you find yourself in, was recorded by that same very pen.

How is this possible? The Prophet (sallAllāhu ʿalayhi wasallam) gives us the answer,
The first thing created by Allāh Ta’ala was the pen, then, He ordered it to write, so it wrote everything that will happen until the Day of Judgement.” [Tirmidhi, Abū-Da’wūd & Ahmad]

Our education, spouse, and children are just some of the provisions this pen was ordered to write to shape our future biographies. Provisions don’t just include our wealth or income, rather it is in reference to all that which has been apportioned for us which brings us benefit.
Allāh Ta’ala says in the Qur’ān:
And there is no creature on the earth but that upon Allāh is its provision. [Al-Qur’ān, 11:6]

And in the heaven is your provision and whatever you are promised. [Al-Qur’ān, 51:22]

Here the word to denote provision is ‘Rizq’  comprising of our good deeds, and internal states such as our emotions; the moments of goodness and the moments of despair. Our Rizq is written but needs to be unlocked; not with a key, but with a state of mind realising that no matter what measures you put in place or the countless hours you may spend in pursuit of a goal, whatever comes to you was already written for you by that pen which your Lord commanded to write.

Can you increase your Rizq?

This is a fundamental point that I really want the reader to contemplate – your rizq has been ordained. The One whom people ignore in pursuit of wealth, is the One who is actually providing it for them, so how can you achieve it if He (azza wa jalla) doesn’t want it for you?

And the reciprocal also holds true, that if He (azza wa jalla), wants something for you, who can stop it?

We have become a people that put our īmān in a linguistic sense in wealth; as though it is the enabler of our time. However, in spite of great wealth we see so many people who are bereft of the ability to do anything meaningful with that money. I see this especially amongst many of the professionals who are successful in the City.

They earn great money, but are unable to save anything and live month to month; it is as if their money is devoid of any barakah.


So now a new question arises: what is barakah and how can you increase the barakah in your rizq?

Allāh says in Sūrah Saba:
Say, “ Indeed, my Lord extends provision for whom He wills of His servants and restricts it for him. ” [Al-Qur’ān, 34:39]

Imām al-Nawawi (may Allāh have mercy on him) said: “ his rizq to be increased” means to be expanded and made abundant or, it was said, to be blessed (barakah).

While there may be no physical increase in the material size or quantity of your rizq, more barakah means the ability to do more with less of it.

12 ways to increase your rizq

Consider the following qualities and actions of a person that will answer this, sanctifying barakah into your lives and thus, increasing our provisions.

1️⃣ Tawakkul (Trust and reliance upon Allāh alone)

‛Umar b. al-Khattāb (may Allāh be pleased with him) narrated that he heard the Prophet (sall Allāhu ʿalayhi wa sallam) say,
“ If you would trust in Allāh as He truly should be trusted, He would surely provide for you as He provides for the birds. They set out in the morning with empty stomachs and return in the evening with full stomachs .” [Musnad Imam Ahmad, Ibn Majah 4164, Tirmidhi 2344. ]

2️⃣ ‘Ibādah (Worship)

Abū Hurayrah (may Allāh be pleased with him) narrated that the Prophet (sall Allāhu ʿalayhi wa sallam) said,
“ Allāh says, O son of Ādam! Take time out to constantly worship me, I will fill your heart with contentment, and remove your poverty, and if you do not do so, I will make your hands constantly occupied but I will not remove your poverty. ” [Musnad Imam Ahmad, Tirmidhi 2466, Ibn Majah 4107.]

3️⃣ Tawbah (Repentance) from sins

The Prophet Nūh (‘alayhi al-Salām) said:
And I said, ‘Ask forgiveness of your Lord, verily, He is Oft Forgiving. He will send rain to you in abundance. And give you increase in wealth and children, and provide for you gardens and provide for you rivers.’ [Al-Qur’ān, 71:10-12]

4️⃣ Keeping ties of kinship

Abū Hurayrah (may Allāh be pleased with him) narrated that the Prophet (sall Allāhu ʿalayhi wa sallam) said:
“ Whoever would like his provision to be abundant and his lifespan to be extended, let him uphold his ties of kinship. ”  [Bukhari & Muslim]

5️⃣ Sadaqah (Charity)

The likeness of those who spend their wealth in the Way of Allāh, is as the likeness of a grain (of corn); it grows seven ears, and each ear has a hundred grains. And Allāh multiplies for whom He wills. And Allāh is All-Sufficient for His creatures’ needs, All-Knower . [Al-Qur’ān, 2:261]

6️⃣ Honesty and fairness in trade and business transactions

Ḥakim b. Ḥazim (may Allāh be pleased with him) narrated that the Prophet (sall Allāhu ʿalayhi wa sallam) said,
“ The two parties of a transaction have the right (to annul the contract) as long as they do not separate (from each other). So, if they were truthful (to one another), and honest in explaining (the defects of an item), then they will be blessed in their transaction. But, if they lied, and hid (the defects of an item) then the blessings of their transaction are destroyed.” [Muslim Book 10:3661]

7️⃣ Performing Hajj and ‘Umrah

The Prophet (sall Allāhu ʿalayhi wa sallam) said,
“ Perform Hajj and ‛Umrah consecutively. Verily, the succession between the two (rituals) removes away poverty and removes away sins just as the bellows removes away the dross of iron, gold and silver. And a Hajj not mingled with a sin has no reward except paradise. ” [Musnad Imam Ahmad, Tirmidhi 810, Nasa’i 2360 & 2361, Ibn Majah 2887]

8️⃣ Nikāh (Marriage)

Allāh says:
“ And marry the unmarried among you and the righteous among your male slaves and female slaves. If they should be poor, Allāh will enrich them from His bounty, and Allāh is all-Encompassing and Knowing. ” [Al-Qur’ān, 24:32]

9️⃣ Having Children
Allāh says:
“ And do not kill your children for fear of poverty. We provide for them and for you. Indeed, their killing is a great sin. ” [Al-Qur’ān, 17:31]

🔟 Du’ā (Supplication)

Umm Salamah (may Allāh be pleased with her) narrated that the Prophet (sall Allāhu ʿalayhi wa sallam) used to say, when he would pray the Morning Prayer, after making the taslīm [saying ‘al-Salāmu ‘alaykum wa Rahmatullāh to the right and left] he would say,
“ O Allāh, I ask You for knowledge which is beneficial and sustenance which is good, and deeds which are accepted.” [Ibn Majah 926, 3843]

1️⃣1️⃣ Gratitude and praising Allāh Ta’ala

Allāh Ta’ala says:
“ And remember when your Lord proclaimed, ‘If you are grateful, I will surely increase you in favour; but if you show ingratitude, indeed, My punishment is severe.” [Al-Qur’ān, 14:7]

1️⃣2️⃣ Taqwa (God-consciousness, Piety)

Allāh Ta’ala says:
“ …And whosoever fears Allāh and keeps his duty to Him, He will make a way out for him (from every difficulty). And He will provide for him from (sources) where he does not expect… ” [Al-Qur’ān, 65:2-3]

Umer Suleman

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